Real estate appraisal services for homeowners in the city of Overland Park and Johnson CountyHere are the top 7 reasons Kansas homeowners call on MBC Appraisals, INC:
At MBC Appraisals, INC, we understand the unique needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a regular person not in the real estate field that probably doesn't see an appraisal every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at MBC Appraisals, INC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.Challenging Johnson County's assessment of your propertyLet's say you live in a local area that's going down -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from MBC Appraisals, INC is your perfect weapon.PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping homeowners just like you get rid of undesirable PMI insurance.Recently got a freeze to your HELOC?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. MBC Appraisals, INC can provide you with a professional appraisal to help you reinstate your home equity line of credit.Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Even though most review work is commissioned by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion. |